Terms of Service

Last updated: January 16, 2026

Definitions

The application marketed under the names “StallionIQ”, and any related branding, features, or successor products (collectively, the “App”) is owned and operated by COMPMASTER LLC, a limited liability company organized under the laws of the United States (“Company”, “we”, “us”, or “our”).

These Terms of Service, together with the Privacy Policy and any referenced policies or disclaimers (collectively, the “Agreement”), govern your access to and use of the App.

1. Acceptance of Terms

By creating an account, verifying your phone number, completing onboarding, subscribing, or otherwise using this application (“the App”), you confirm that you have read, understood, and agreed to these Terms of Service and Privacy Policy (“Agreement”). If you do not agree, you must not use the App.

SMS Communications & Phone Verification

The App uses text messages solely for one-time, user-initiated account authentication and security verification.

A text message is sent only when you explicitly request a verification code during account creation or login. No recurring or ongoing SMS messages are sent.

We do not send marketing, promotional, or informational text messages.

Message and data rates may apply depending on your wireless carrier and plan.

2. Eligibility & Intended Use

This App is intended for adult men only. You must be at least 18 years old to use the App.

3. Nature of the Service

The App provides algorithmic, statistical, and AI-generated scores, simulations, forecasts, comparisons, and insights related to personal attributes, lifestyle factors, fitness habits, dietary patterns, financial inputs, compatibility, and related topics. All outputs are probabilistic estimates and illustrative simulations, not statements of fact.

Geographic, City, and Market Comparisons

The App may present comparisons, simulations, or insights relating to geographic locations, cities, regions, or markets, including relative lifestyle factors, competitiveness, or compatibility indicators.

Such content reflects generalized data patterns, probabilistic modeling, and subjective analysis, and does not constitute advice, instruction, or guarantees regarding relocation, housing, employment, legal status, or personal outcomes.

Any geographic references or comparisons are provided for informational purposes only and should not be relied upon as determinative or prescriptive. Actual experiences and outcomes may vary materially based on individual circumstances and independent decisions.

4. Informational & Entertainment Purposes Only

All scores, results, simulations, forecasts, recommendations, projections, and insights generated by the App are provided strictly for informational and entertainment purposes only.

5. NO GUARANTEE OF ACCURACY

THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, OR APPLICABILITY OF ANY OUTPUT, SCORE, SIMULATION, FORECAST, OR RESULT PROVIDED BY THE APP. REAL-WORLD OUTCOMES MAY VARY SIGNIFICANTLY. YOUR USE OF AND RELIANCE ON THE APP IS ENTIRELY AT YOUR OWN RISK.

6. Acceptance of Scores & Outputs

You acknowledge that all scores, ratings, categorizations, and projections are subjective, probabilistic, and based on user-provided inputs and generalized models. Disagreement with any result does not constitute an error, defect, or misrepresentation.

7. ASSUMPTION OF RISK, DISCLAIMER OF WARRANTIES, & LIMITATION OF LIABILITY

THE APP IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND AVAILABILITY.

YOU ASSUME FULL RESPONSIBILITY FOR ANY DECISIONS, ACTIONS, OR OUTCOMES RESULTING FROM YOUR USE OF THE APP. IN NO EVENT SHALL THE COMPANY OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, EMOTIONAL, FINANCIAL, OR PERSONAL DAMAGES, INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST DATA, OR PERSONAL DISSATISFACTION, ARISING FROM OR RELATED TO YOUR USE OF THE APP.

IN ALL CASES, THE COMPANY’S MAXIMUM AGGREGATE LIABILITY SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO THE COMPANY FOR SERVICES DURING THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

8. No Professional Advice & Explicit Disclaimers

No Medical or Health Advice. The App does not provide medical advice, diagnosis, treatment, or healthcare services of any kind. Always seek the advice of a qualified physician or healthcare provider before making changes related to health, exercise, or nutrition.

Not a Licensed Dietitian or Nutritionist. The App is not operated by, endorsed by, or a substitute for a licensed dietitian, registered dietitian (RD/RDN), nutritionist, or any regulated nutrition professional. Any dietary, caloric, macro, or food-related information presented is generalized, non-personalized, and informational only.

Not a Licensed Personal Trainer or Fitness Professional.The App is not a licensed personal trainer, strength coach, athletic trainer, or fitness professional. Any workout, training, or physical activity-related suggestions are generalized and not tailored to your physical condition, limitations, or medical history.

Not a Registered or Certified Lifestyle Coach. The App is not a registered, certified, or licensed lifestyle coach, life coach, performance coach, or behavioral specialist. Any lifestyle insights or recommendations are informational only and should not be relied upon as professional guidance.

Not a Financial Advisor. The App is not a registered investment advisor, broker-dealer, financial planner, fiduciary, or tax professional. Any financial metrics, projections, tax analysis, scenarios, or insights are hypothetical and illustrative only and should not be construed as financial, investment, tax, or legal advice.

AI-Generated Content & Limitations

The App utilizes automated systems, algorithms, and artificial intelligence models to generate scores, simulations, forecasts, summaries, comparisons, and other outputs based on user-provided information and generalized data patterns.

You acknowledge and agree that AI-generated content may be incomplete, inaccurate, misleading, outdated, biased, or incorrect, and may sometimes produce outputs that appear authoritative but are factually wrong or internally inconsistent (“hallucinations”).

The App does not independently verify AI-generated outputs and makes no representations or warranties regarding their accuracy, reliability, or suitability for any purpose.

You agree that you will not rely on AI-generated content as a substitute for professional judgment, independent verification, or real-world decision making. Any reliance on AI outputs is entirely at your own risk.

No Reliance

You expressly acknowledge and agree that you do not rely on the App, its content, or any AI-generated outputs as the sole or primary basis for making decisions related to your health, fitness, diet, finances, lifestyle, relationships, or personal well-being.

You agree to independently verify any information obtained from the App and assume full responsibility for any decisions or actions you take based on such information.

Service Availability, Downtime, and Paid Features

The Company does not guarantee uninterrupted access to the App or any specific features, including paid or subscription-based features. The App may experience temporary outages, delays, interruptions, errors, maintenance periods, or unavailability due to technical issues, system upgrades, third-party service failures, network conditions, force majeure events, or other factors beyond the Company’s reasonable control.

You acknowledge and agree that access to paid features may occasionally be limited, delayed, degraded, or unavailable, and that such interruptions do not constitute a breach of this Agreement.

To the maximum extent permitted by law, the Company shall not be liable for any loss, damage, inconvenience, dissatisfaction, or inability to access the App or any paid features arising from downtime, service interruptions, or unavailability, regardless of whether payment has been processed.

Except where expressly required by applicable law, the Company does not offer refunds, credits, or compensation for temporary outages, partial service interruptions, or perceived dissatisfaction with the App or its availability.

Billing & Refunds

All subscription fees are charged in advance and are non-refundable except where required by applicable law. Disagreement with App outputs, dissatisfaction with features, or temporary service interruptions do not entitle you to a refund.

30-Day Plans, 12-Month Plans, and Action-Based Outputs

The App may generate structured plans, timelines, checklists, tasks, or step-based recommendations, including but not limited to “30-day plans” and “12-month plans.”

You acknowledge and agree that such plans are illustrative, hypothetical, and informational only, and are not instructions, directives, prescriptions, or personalized action programs.

You are solely responsible for determining whether any action, behavior, or activity suggested by the App is appropriate for your individual circumstances, physical condition, mental health, financial situation, legal status, or risk tolerance.

The Company does not assume any responsibility or liability for actions you take, decisions you make, or outcomes you experience as a result of following, partially following, modifying, or disregarding any plan or recommendation generated by the App.

You expressly agree that you will not treat any plan or output as mandatory, exhaustive, or safe for execution without independent judgment and, where appropriate, consultation with qualified professionals.

Tax & Financial Calculations. The App may display estimated tax amounts, effective tax rates, net income figures, or other financial calculations based on user-provided inputs and simplified deterministic models.

These calculations are illustrative estimates only and do not account for all tax laws, deductions, credits, filing statuses, jurisdictional nuances, or individual circumstances. The Company does not provide tax advice, accounting services, or financial planning services.

You acknowledge that all tax-related outputs may be inaccurate or incomplete and agree not to rely on them for filing taxes, financial decisions, or legal compliance. You should consult a qualified tax professional for personalized advice.

Not a Financial Advisor. The App is not a registered investment advisor, broker-dealer, financial planner, fiduciary, or tax professional. Any financial metrics, projections, tax analysis, scenarios, simulations, or investment outcomes are hypothetical, simplified, and illustrative only and do not guarantee future performance.

9. Service Providers & Data Processors

We use trusted third-party service providers to operate, maintain, and improve the App. These providers may process personal data on our behalf for limited operational purposes, subject to contractual confidentiality and security obligations.

Our service providers may include, without limitation:

These providers are authorized to process personal data only as necessary to perform services for us and are not permitted to use such data for their own purposes except as required by law or pursuant to their own privacy policies.

10. Data Collection

We collect profile information, preferences, onboarding responses, phone verification data, usage data, and AI-generated outputs derived from your inputs.

User-Provided Information & Data Accuracy

The App relies on information voluntarily provided by you during onboarding and ongoing use, which may include financial, employment, lifestyle, fitness, physical, appearance-related, and personal attributes.

You acknowledge and agree that all such information is self-reported, has not been independently verified by the Company, and may be incomplete, inaccurate, outdated, or subjective.

The accuracy, relevance, and usefulness of any scores, simulations, forecasts, plans, or AI-generated outputs depend materially on the accuracy and completeness of the information you provide.

The Company does not assume responsibility or liability for inaccuracies, omissions, misrepresentations, or subjective interpretations of user-provided data, or for any outcomes arising from reliance on such data.

You are solely responsible for ensuring that any information you submit is truthful, lawful, and appropriate, and for evaluating whether App outputs are suitable for your individual circumstances.

11. Data Usage

Data is used to generate App functionality, deliver insights, improve performance, maintain security, prevent abuse, and support internal analytics.

12. Data Sharing

We do not sell personal data. Data may be shared with trusted service providers strictly for operational purposes or when required by law.

13. Data Deletion

You may request deletion of your data at any time by contacting support. Certain data may be retained where legally required or necessary for security and compliance.

14. Changes to These Terms

We may update these Terms from time to time. Continued use of the App after updates constitutes acceptance of the revised Agreement.

15. GOVERNING LAW

THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF FLORIDA, WITHOUT REGARD TO ANY CONFLICT-OF-LAW PRINCIPLES OR RULES THAT WOULD RESULT IN THE APPLICATION OF THE LAWS OF ANY OTHER JURISDICTION.

16. Emotional Distress & Psychological Impact Disclaimer

You acknowledge and agree that the App may present scores, comparisons, categorizations, forecasts, or insights that could be perceived as sensitive, critical, or emotionally impactful.

The App and its creators do not intend to cause emotional distress, mental anguish, anxiety, lowered self-esteem, reputational harm, or psychological discomfort. However, you expressly acknowledge that individual reactions may vary.

By using the App, you voluntarily assume all risks associated with emotional, psychological, or subjective reactions to App content. To the maximum extent permitted by law, the App and its creators shall not be liable for any emotional distress, psychological harm, loss of confidence, reputational concern, or subjective dissatisfaction arising from App outputs or interpretations thereof.

If you experience distress or discomfort, you agree to discontinue use of the App immediately and seek support from qualified professionals as appropriate.

17. Binding Arbitration & Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

Any dispute, claim, or controversy arising out of or relating to this Agreement, the App, or your use of the App shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court if eligible.

Arbitration shall be conducted on an individual basis and not as a class, collective, consolidated, or representative action. You expressly waive any right to participate in a class action lawsuit, class arbitration, or representative proceeding against the App or its creators.

The arbitration shall be administered by a recognized arbitration provider in the United States under its applicable rules. The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, or enforceability of this arbitration agreement.

Each party shall bear its own costs unless otherwise required by applicable law. This arbitration provision shall survive termination of your account and continued use of the App.

18. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the App, the Company, and their respective officers, members, managers, employees, contractors, affiliates, licensors, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

This indemnification obligation shall survive termination of your account and continued use of the App.

19. Intellectual Property

All content, software, algorithms, models, scores, designs, branding, and materials provided through the App are owned by the Company or its licensors and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes only.

20. Account Suspension & Termination

We reserve the right to suspend or terminate your access to the App at any time, with or without notice, for any reason, including violation of these Terms or misuse of the App.

21. Severability

If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

22. Survival

Sections relating to limitation of liability, arbitration, indemnification, intellectual property, and disclaimers shall survive termination of this Agreement.